Frequently Asked Questions

No. Our negotiations have no affect on your credit rating.

Any institution to where you owe debt.

Your account will be closed with that institution and any credit cards will be destroyed.

A debit card is a great way to start your next stage. However, you can choose to apply for another credit card, just not with the institution that we negotiated with.

It can vary as it is dependent upon each client's circumstances. However, we can answer that question precisely for you upon an assessment being completed on your scenario.

You need lump sum funds available for us to enter into negotiations with your creditors. 

Many people don't realise that they have access to funds such as refinancing or increase your home loan. Perhaps an inheritance or work bonus can help remove debts. We also see many family and friends willing to help once they know your position. Selling your home or an investment can be an emotional decision as a way to have access to funds however remember our negotiations saves money. This then allows you the chance to be debt free and have the savings to be able to financially move forward again much sooner.

Yes. Everyone's aim is to try and remove all the debts at once but sometimes you simply don't have enough funds to do all at once. We can do as many as one or twenty at one time. We are guided by the availability of your funds and direction. We work together, step by step.

On completion of our negotations you are completely debt free. A full and final settlement is a permanent solution with no further obligation to the creditors, now or in the future.

Quite simply the awareness for this option doesn't seem to be known to many Australian households. It is a goal for Debt Relief Assist to help our wider community discover and learn there is a choice to become debt free and not be credit impacted.

Our fees are based on the savings achieved. Upon an assessment at the beginning of our process we advise you in detail of the cost.

Debt Relief Assist has also created a pro-bono service for those that have been impacted by a life changing medical condition.

After our telephone or face to face assessment, we will send you paperwork to complete and return that will also include the request of some documentation. From then, Debt Relief Assist will do the rest for you.